Low Rate Loans

Low rate loans are the best way to borrow money because you want to keep your monthly payments to a minimum. The best product for you is however not always the right choice for someone else because you have your own personal situation.

Secured low rate loans are currently at the lowest Typical APRs than ever before. This is a great way to borrow money if you are a homeowner. These products allow you to borrow up to £100,000 and repay the debt over 10 years or more, even if you have a history of missing previous payments.

We can find you a competitive low rate loan whatever your circumstances. You can use the money for improvements to your property, to buy a new car or take a holiday. If you have multiple debts including credit cards we can also reduce your payments every month.

The application process is quick and easy. Just complete the application form below with your details and one of our customer service advisers will call you back.

Unsecured low rate loan are a better option if you have a good credit history. These products do not secure the debt against your home and usually have lower Typical ARPs.

The table below of our best selling products allows you compare and then apply online.

our best loans
loan provider typical APR max loan term range 1 Sterling Credit 7.6% £75,000 3-25 yrs 2 First Plus 7.9% £100,000 5-25 yrs 3 Picture 8.4% £100,000 10-25 yrs 4 Nemo 10.9% £100,000 5-25 yrs 5 Paragon 11.3% £150,000 5-25 yrs