UK Personal Finance

UK personal finance is important to all of us. If you do not plan your manage your UK personal finance from an early stage it can have a significant impact on the quality of your life.

Nearly all of us will need to borrow money at some point in our lives. This may be to support your education, buy a new car or consolidation multiple debts (including credit cards) into a single loan.

The two most popular types of UK personal finance loans, other than mortgages, are unsecured and secured loans.

By using an unsecured loan you can manage your UK personal finance by borrowing any amount typically from £1,000 to £25,000. With this type of loan you do not need to provide security. The money can be used for many purposes from buying a car, taking a holiday or making improvements to your home.

The table below lists the best selling products provided by Myloanchoices. Select the amount of money you want to borrow and repayment term to recalculate the monthly payment and total amount payable. You can then click on the product and review the detailed information.

our best loans
loan provider typical APR max loan term range 1 Sterling Credit 7.6% £75,000 3-25 yrs 2 First Plus 7.9% £100,000 5-25 yrs 3 Picture 8.4% £100,000 10-25 yrs 4 Nemo 10.9% £100,000 5-25 yrs 5 Paragon 11.3% £150,000 5-25 yrs

If you are a homeowner you can also consider a secured loan where the lender lends you money secured on your property. To be eligible you need to either own your property outright or have a mortgage. This is a popular way to manage your UK personal finance situation, especially as property prices have increased and many people have equity in their property.

Myloanchoices can find you a competitive secured product whatever circumstances. You can borrow up to £100,000 over a 10 year repayment term even if you have a bad credit record.